Please Contact a Mortgage Representative at 21 for the interest rates and fees for investment properties and for loans less than $50,000 or more than $726,200. *Annual Percentage Rate (APR): Mortgages rates for investment properties are higher. Please note that the rates posted are rate locks do not exceed 60 days. All loans are subject to individual credit approval and subject to change without notice. Rates shown above are based on an applicant FICO score of at least 740 for an owner-occupied home purchase, with a loan amount of $200,000 for all loans except Jumbo which is based on a $726,200 Loan amount, and a loan-to value ratio of no more than 60%.

Not everyone that applies will qualify for the rates shown above. An additional $250,000 worth of insurance is provided by the Excess Share Insurance Corporation, a private insurance company, for a total coverage of $500,000 for your retirement savings. IRA and IRA Certificates insured up to $250,000 by the NCUA. Government Agency backed by the full faith and credit of the United States Government. Your savings federally insured to at least $250,000 by the National Credit Union Administration, a U.S. A penalty may be imposed for early withdrawals. The new rate will remain in effect until the certificate maturity date. A penalty will or may be imposed for early withdrawal.īump-Up Certificates allow a one-time rate increase corresponding with 47-month fixed-rate American Heritage Credit Union certificates and 59-month fixed-rate American Heritage Credit Union certificates.

Share and IRA Certificates available at lower Annual Percentage Yield for balances under $100,000. Rates listed paid on $100,000 minimum balance. † Annual Percentage Yield (APY) effective Novemand subject to be cancelled, changed or withdrawn at any time without prior notice. Rate effective as of November 17, 2023, and are subject to change. A penalty will or may be imposed for early withdrawal. 13-month, 5.50% APY available for Term Share IRA(s) only with a minimum balance of $1,000. $500 minimum balance Share and IRA Certificates available at 0.10% lower Annual Percentage Yield. *Annual Percentage Yield (APY) listed paid on $1,000 minimum balance. Premature withdrawals are subject to penalty. $500 minimum balance Certificates and IRA Certificates available at 0.10% lower Annual Percentage Yield. Rates listed paid on $1,000 minimum balance. All Rates are subject to change without notice.

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